The Advantage of Cashless Insurance in India

Posted by Aman / on 02/15/2011 / 1 Comment


There are not many insurance benefits that allow policy holders to get medical care without paying any money at all. This concept has lead to the development of the concept of cashless insurance in India. The main benefit of the facility is that policy holders do not have to worry about the money required for the medical care. The benefit is also referred to as cashless hospitalization by insurance providers. In most health insurance plans, people have to pay for the medical care first. The insurance company then reimburses the amount to the policy holder if the claim is in-line with the plan terms and conditions. This would mean that if an individual cannot pay for the medical assistance, then he/she is marooned. But, with the idea of cashless insurance in India growing, this problem is being resolved.

Now policy holders can get the needed medical care without paying out anything. This is done by simply showing proof of the medical insurance policy and sometimes filling certain forms thereafter. The hospital and the insurance company then settle the payment directly. This facility is only available in network hospitals. These hospitals have particular ties with the insurance provider or the TPA and can hence provide such facilities. Apollo Munich provides this option in over 4000 hospitals across the nation. The company provides insurance cards that make it simpler for insurance holders to avail this facility.


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  • Amit says:

    Cashless facility is the best benefit that comes with my health insurance policy. It is a great convenience.

    February 15, 2011 at 4:51 PM | Permalink


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