Make Sure Your Personal Health Insurance Covers Day-Care Procedures

Posted by Aman / on 02/15/2011 / 1 Comment

Intro

Personal health insurance policies are aimed at providing customers with the kind of coverage that can be used at all times and for any sort of medical care. But, all policies are always inclusive of some exclusion. At times there is also some waiting period with the plans. People should complete these waiting periods so that he/she can get complete security.

When a policy states any particular exclusion, it only means that the cover amount would not be applicable for that specific treatment or illness. There are many policies that actually take account for all kinds of troubles-inpatient and outpatient. But, what is more important is that the policies should cover the kinds of treatments that do not call for 24 hours hospitalization. These procedures are known as day-care procedures.

Because of advances in medical science there are quite a few treatments that do not require hospitalization. The trouble is that most personal health insurance plans cover either treatments that have minimum 24 hours hospitalization (inpatient) or procedures that do not necessitate hospitalization at all (outpatient). Thus day-care treatments are not covered under either of the two categories. Apollo Munich provides coverage for 140 day-care procedures in the Easy Health Policy.

 

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Comments

  • Amit says:

    These treatments that do not require hospitalisation can be expensive and create a hole in the pocket. Thats why I took a policy that covers them.

    February 15, 2011 at 2:22 PM | Permalink

 

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